Zilch Update 14 September. Refer 5 friends and get £50 bonus, 10 friends £100 bonus bonus. Ends 19/09/21. Each person still gets 1000 points £10. New customers 18+

From 14 September. Refer 5 friends and get £50, 10 friends £100 bonus. Ends 19/09/21

Free £10 Amazon Gift Card using £10 credit.

Image of email http://imgur.com/a/j0OsVod

Zilch is a buy now, pay later app that allows its customers to shop wherever Mastercard is accepted. Zilch’s users can keep track of all their purchases in one place – whether made online or in-store – ensuring they have a transparent view of their finances as well as their repayment timelines.

Use the image for visual instructions.

http://imgur.com/a/9e5zsQY - Note image shows £5, but now its £10.


  1. Sign up using the ref link.
  2. Verify your details, mobile verification.
  3. Receive 1000 points in your wallet, worth £10.
  4. Add your debit card details, advice to use Revolut.
  5. Choose the company, recommend, Amazon.
  6. Enable the discount and click enable on the store
    7.Make sure you do this step refer to the image Steps above if unsure.
  7. Zilch will navigate you to Amazon, add your Zilch card to the payments section.
  8. Buy a £10 Amazon Gift Card, using the Zilch card.
  9. You will then within minutes receive your £10 gift card via email and Zilch will notify you on the app.

Note the referer will only receive 1000 points, when you make a purchase.

Not financial advice.

The app is similar to Klarna so they allow you to use credit, to purchase items or shop. If you dnt follow the instructions properly, you will not get a free gift card.

They carry out a soft search when registering but it doesn’t affect your credit rating. If you use the other services then they carry out a hard check.